Just like everyone should, I get my annual credit report to make sure no nefarious activity has happened. It is the case that everything goes in circles.
The usual procedure is to go to www.annualcreditreport.com, fill out the sensitive information, and get your credit reports. Hah! Only if Equifax is chosen will you get an online credit report. The others require you to send in everything but a stool sample to get theirs.
Problems? It happened to us. After filling out all the information there was a problem in processing. No indication what was wrong. No online help. No telephone help. Nothing. They say contact the appropriate credit reporting agency who then says contact annualcreditreport.com to resolve things.
After an exasperating hour of runaround, we called in and went through the automated system. They claim the information was successful and the credit report will be mailed soon. We’ll see.
Doug
Tags: Credit Report
Hi there,
I’ve also received complaints from consumers that once logged in to their online account at annualcreditreport.com, consumers have encountered ads and paid links from companies advertising at the Website.
My advice to to ignore any advertising and proceed with ordering your Annual credit report.
Hope this helps.
Best regards,
Andy
Something to watch out for is people get annualcreditreport.com mixed up with freecreditreport.com which, if you get a credit report, *automatically* enrolls you in a program, though it is noted on the home page.